Most, it depends on your actual situation. For second-hand car loans through auto financing companies, the minimum down payment is 50%, and some banks can make down payment as low as 30%. The threshold of bank auto loan is high, and the approval time is quite long; When handling second-hand car mortgage loans, the interest rate of financial companies needs to be much higher than that of banks.

Whether it is a new car or a used car, the dual attributes of a car as a luxury and consumable will affect the dual pressure of repayment and maintenance. Therefore, if you want to buy a car by stages, you should plan your own funds according to the principle of "pressurizing by stages and lending cautiously".

Million car purchase subsidy