Hello, there are many platforms available now, and the amount is basically between 5 million and 300,000. You can apply through banks and online loans. Compared with conventional loans, although the amount is low, it is very popular because of its fast lending and flexible borrowing. As long as you choose a formal platform, you can use it with confidence when the funds and information security are guaranteed.
I suggest you try to use rich flowers. Rich Flower is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Rich Flower, renamed as "Rich Flower" in June, 2065438+08). The big brand is trustworthy and the interest rate is low. Rich people launch consumer credit products for individuals. The maximum loan amount is 200,000 yuan (click the official calculation), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua, please borrow it reasonably according to your needs. Specific product-related information is subject to the actual page of Youhuahua official APP. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.
Huizhou mortgage loan process
The process of housing mortgage loan is as follows.
1. Apply for a loan: The applicant applies for a house mortgage loan at the loan bank with relevant materials and submits relevant materials. Generally required application materials include but are not limited to the borrower's ID card, running water in the past six months, work certificate, credit report and real estate license.
2. Housing evaluation: After accepting the application, the loan bank designates an evaluation institution to conduct on-the-spot investigation on the mortgaged house and issue an evaluation report to the bank.
3. Loan review: the bank conducts pre-loan review and investigation according to the applicant's information and evaluation report.
4. Signing a loan contract: The loan bank will sign relevant loan contracts with applicants who meet the loan conditions.
5. Mortgage registration procedures: After the contract comes into effect, the borrower and the bank staff will go through the mortgage registration procedures at the Real Estate Bureau with the house ownership certificate and the notarized loan contract.
6. Lending: After all formalities are completed, the lending bank will issue loans according to the contract.
Where can I get a cable loan in Jiangbei, Huizhou?
Rooms 805 and 806, Shen Fu Building, No.9 Wenming 1st Road, Jiangbei, Huicheng District, Huizhou City, are offline loans. The name is Huizhou Jiangbei Sub-branch, the first business department of Huicheng District, Huizhou City. Is a very professional lending company, with good service and guarantee. The address is Room 805 and Room 806, Shen Fu Building, No.9 Wenming 1st Road, Jiangbei, Huicheng District, Huizhou City.
Is the loan of Huizhou Jierong Finance Company reliable?
Unreliable for the following reasons:
1. Tianyancha failed to find this enterprise named "Huizhou Jierong Finance Company", and the closest name is a small and micro enterprise named "Huizhou Zhong Jie Financial Supplies Technology Development Co., Ltd."
2. Many people on the Internet reported that the loan platform of Huizhou Jierong Finance Company was a liar and submitted the bank card account number to him. The backstage will help you change a number and let you make money; Some netizens reported that "I have been certified twice, and all the social security card loans I made in reality at one o'clock this afternoon have arrived, and then I went to Jierong Financial Office. After authentication, it was revoked or frozen, saying that the credit was not passed. I am very surprised. In reality, regular bank loans can be passed, but why not on the platform? The difference between before and after 1 to 2 hours, I intend to go to the police station to file a case. "
1. Loan:
Loan (electronic IOU credit loan) is simply understood as borrowing money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
2. Judge whether the loan is reliable:
First, look at the company's qualifications first.
First of all, the business license name of a regular company must contain the word "",which can be verified by logging in to the credit information publicity system of enterprises in this province. Secondly, formal companies "only lend but not save". Finally, you can check the registered capital of the enterprise. If the amount is too small, less than1million, be careful. It's rather suspicious to only fill in the telephone number column without writing a fixed number.
Second, whether to charge in advance?
Formal loan companies don't have to pay any fees when they borrow money, but only when they lend money. Don't believe those small companies that ask you to repay in advance with various excuses such as "down payment", handling fee and deposit when applying for a loan.
Third, is the audit too loose?
With the development of internet finance, credit testing is becoming more and more relaxed, but those who are too loose, the procedures are too simple, and the loan interest rate is too low to be attractive should be more careful. Generally speaking, no matter how well the advertisement is done, you can only borrow money with your ID card. In fact, in the actual lending process, you will also examine your personal income and credit situation. If you don't need to see anything, you can basically conclude that it is not very reliable.
Fourth, is the loan interest rate too high?
After choosing a company and avoiding so many loan traps, when you actually place an order and submit an application, you have to look at a serious problem-the loan interest rate. Interest rates are too low to be reliable, and interest rates are too high to be reliable. How to judge? The new Private Lending Law stipulates that the annual interest rate of loans is protected within 24%, and it is illegal to exceed 36%. If the interest rate is too high, this is not reliable.
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Where can I get private loans in Huizhou?
Huizhou Huiyang Yi Rong Co., Ltd. has private lending in Huizhou. Huizhou Huiyang Yi Rong Co., Ltd. is a company engaged in various small private loans. Huizhou Huiyang Yi Rong co., ltd was incorporated in Huizhou administration for industry and commerce on 20141kloc-0/1. The legal representative is Zhang Hexiang, and the company's business scope includes various items; Other approved businesses. (Projects subject to approval according to law can only be operated after approval by relevant departments).
So much for the introduction of Huiyin. com.