Many people say that they don't buy a house because they don't have much money, low income, high housing prices and high expenses. But in fact, the poorer you are, the more you should buy a house, and the more you should work hard to buy a house. The reason is also very simple, because the house is the only leveraged investment that the poor can afford, and it is also an opportunity to turn over. In the past ten years, housing prices in China have been rising again and again. In fact, the existence of money is tantamount to wasting resources. Only by investing in it can we make a profit. People who own a house can not only live a stable life, but also don't have to worry about the monthly rent. They always say that if something happens, selling a suite will be a big deal. If children have difficulty in going to school, selling suites is also a big deal. Therefore, the house is the best investment.

A quiet life will make you happy. As a fixed asset, a house is of great significance to a relatively poor family. It is an important family infrastructure and has no direct relationship with the opportunity to "turn over". Of course, the author does not advocate blindly investing in the property market regardless of his own financial situation during the skyrocketing housing prices.

Housing provident fund loans and commercial loans are important opportunities for families with poor economic conditions to invest with economic leverage. However, the loan to buy a house requires certain preconditions, such as the lender having a relatively stable job; The purchase area and whether it is in the city center depends on its own strength and actual needs. Blind comparison and vanity are the taboos of investment. The so-called "poor" should refer to families with poor economic conditions. At present, the most important thing for such families is to solve the problem of "just need", that is, the first suite, to ensure normal family life. If you buy two or three suites and lack the corresponding economic foundation, you still need to think twice. Real estate speculation is a game for the rich, not a way for the poor to get rich.

Real estate has skyrocketed, and the gap between the rich and the poor caused by the house is getting bigger and bigger! Buying a house has become a necessity for the poor. If you don't buy it, you will only get poorer and poorer! After seeing some advertisements of real estate developers: if you don't buy a house today, you will be busy for one year, and if you don't buy a house tomorrow, you will be busy for several years! Wage growth is far behind inflation and soaring housing prices! Many people have worked hard for decades, but they didn't buy a house as early as others, so the house is an opportunity for the poor to use leverage to get rich! Poverty is not an excuse not to buy a house, but an excuse not to work hard.

The poorer you are, the more you want to buy a house, not to turn over. There is no chance to make a comeback. The poorer a person is, the less likely he is to buy more houses. So there are three main reasons for buying a house: first, I am afraid of poverty, and I don't want my children to get any assets from their parents like me. Therefore, if you try your best to buy a house and leave it to your children, it can be regarded as an explanation for your children. Second, they are afraid of losing face in front of others. People in China pay great attention to face. If they can leave their children a 1 house, they will lose face in front of others. Otherwise, I feel ashamed. Therefore, buying a house has become the goal pursued by most people in China and also by the poor. The third is to preserve and increase the value so as to reduce the burden in the future. House prices have been rising. It is better to buy early than late, even if you are poor. This is the consistent idea of China people, and it is also forced by the continuous rise in housing prices.

However, the biggest consequence of buying a house as you get poorer and poorer is a sharp decline in living standards and quality of life. That is to say, you always wear the hat of a house slave on your head, that is, you exchange health and happiness for psychological comfort. Then, why can't we choose to rent a house to solve the problem? Why can't you relieve yourself of some psychological pressure and mental burden? The poor really can't turn over when they buy a house. Turning over depends on labor, entrepreneurship, luck and opportunity. Today's society is changing with each passing day, and the speed of wealth accumulation and inflation is amazing. In this case, people with high social class and good economic strength are more likely to obtain all kinds of high-quality resources and information to ensure their economic strength and social status. People with poor economic strength at the lower level can only drink soup or pick up some dregs. In this case, it is particularly important to find opportunities to preserve and increase value. Limited by the occlusion of resources and information, the opportunities we can see are very limited. Among these available resources, the most effective one is to buy real estate.

Rich people with good economic conditions not only have wage income and operational income, but also can get passive income from investment. As low-and middle-income groups, if they do not take the initiative to invest, seize the value-added opportunities brought about by social changes, and rely only on the wage income exchanged by labor, the gap between the rich and the poor will not only widen, but even fall into an embarrassing situation of crossing the poverty line. Of course, the accumulation of wealth by low-and middle-income families through buying a house is only one aspect of maintaining and increasing value. More importantly, improving one's economic level, striving to improve one's gold content, striving to increase sources of income and reduce expenditure, and striving to improve one's social status will all bring about the improvement of economic strength. These are all important measures to narrow the gap between the rich and the poor.

Finally, don't pin all your hopes on the house, which is also very dangerous. A report shows that the proportion of family wealth in China has exceeded 69%, and even the wealth and happiness of several generations have been overdrawn. This is a terrible situation. Once there is a problem in the real estate market, the building will collapse and no one can stop it, which will be fatal to the family. Do what you can and act according to your needs. Diversified self-development and multi-angle self-improvement are the fundamental ways to protect yourself and your family from harm.

Buying a house is undoubtedly a positive performance, but if you can't afford it and can't enter this market, don't be reluctant. Everyone's conditions are different. They don't need to rent a house or the government's guarantee to survive, and gradually accumulate strength and gradually improve. Life is alive, everything is in autumn, living safely and happily, and protecting yourself and your family is the first priority. For others, just strive for it!