The conditions for purchasing houses in different places are the same as those in Beijing. If commercial housing is purchased by loan or installment, the purchase contract (copy 1 copy), loan contract, down payment invoice, my ID card (3 originals 1 copy) and savings account number shall be provided;
For the employees who buy second-hand houses, if they have provided the finished property certificate, deed tax payment certificate and loan, they must also provide the loan contract, their ID card (copy of the above information 1 copy) and the withdrawal account number, and go through the withdrawal procedures at the deposit management department through the manager of the unit where the account is located.
When employees apply for withdrawal of house purchase money in provinces and cities other than Beijing, in addition to submitting relevant materials according to the existing regulations of the management center, the unit where employees work should issue a "certificate of house purchase by employees in different places", and the employees should issue a certificate that the unit pays the basic old-age insurance for them.
Extended data:
1. "Repaying the housing provident fund on a monthly basis" refers to withdrawing the housing provident fund from the individual housing provident fund account and transferring it to the personal bank account provided by the housing provident fund loan trustee bank to offset the principal and interest of the housing provident fund loan returned by the borrower last month (excluding prepayment).
2. Housing accumulation fund is a long-term housing savings paid by units and their employees, and it is the main form of monetization, socialization and legalization of housing distribution. The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed. Units and individual employees must fulfill their obligations to pay housing provident fund according to law.
3. Housing provident fund paid by individual employees and housing provident fund paid by units shall be stored in special accounts and owned by individual employees. The units here include state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations.
4. Entrustment to withhold and remit provident fund means that the person applying for provident fund loan will deduct the amount of provident fund account into the repayment account of personal bank through the entrusted bank, thus simplifying the repayment process of provident fund loan. When applying for a provident fund loan, in order to facilitate future repayment, the applicant signed a provident fund withholding repayment agreement with the provident fund management center and the entrusted bank.
5. After this agreement comes into effect, the entrusted bank will deduct the repayment amount of the lender from the designated provident fund account at around 10 every month from the second month of repayment to offset the provident fund loan. If the bank deducts money successfully, the provident fund management center will record the repayment of the provident fund loan applicant in time.
6. If the monthly amount of the lender's provident fund account is less than the payable amount, the lender needs to deposit the difference into the personal bank repayment account of the entrusting bank to make up for it. If the lender fails to repay the provident fund loan in time, the management center will record that the current period is overdue, and the borrower will pay more penalty interest when returning.
References:
Baidu encyclopedia-monthly repayment of provident fund