Interest has gone up. Borrowed 50,000 yuan, paid back 1 10,000 yuan in one year, with the principal and interest unchanged. Now, there are 10,000 yuan deposited in the bank or repaid in advance so that the master of the bank can give it. Just prepay, hehe, in fact, if you prepay, it means that 1 10,000 yuan in your loan balance will no longer participate in the loan interest calculation with the repayment rate of 6%. If you have 1W yuan in the bank and can earn more than 6% deposit interest, then you don't have to repay the loan. At present, it is difficult to get more than 6% deposit, so repay it in advance.