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Jinan commercial loan policy Jinan commercial loan interest rate
202 1 Jinan commercial loan interest rate

5.6%。

According to the news reported by Jinan Property Market Watch, the commercial loan interest rate of Jinan 202 1 is 5.6%.

Jinan, also known as Quancheng, is the capital of Shandong Province, a sub-provincial city, the core city of Jinan metropolitan area, and the central city in the south wing of Bohai Rim approved by the State Council.

Jinan first home loan interest rate

Interest rate of the first home loan in Jinan: the benchmark interest rate of provident fund loans for less than five years is 2.75%, and for more than five years it is 3.25%. The interest rate of commercial loan funds is 4.35% within one year, 4.75% within one to five years and 4.90% over five years.

Jinan's latest housing purchase policy is as follows:

1. Households that are not registered in this city and own 1 houses or above in their names, and have not paid social security or tax payment certificates for more than 1 years, will be suspended from selling their houses in this city.

2. For households with two or more houses in this city, the sale of houses to them in this city will be suspended.

3. Families who move into the six districts of the city according to the policy of purchasing houses and settling down are only allowed to enjoy the policy of 1 time purchasing houses and settling down within five years.

4. If both husband and wife have provident fund, they can borrow 600,000 yuan from the provident fund, and if only one of them has provident fund, they can borrow 300,000 yuan from the provident fund.

Jinan commercial loan interest rate

1 year is 3.25%, 3.75% for 3 years and 4.25% for 5 years. According to the announcement of commercial loan interest rate in Jinan on February 6th, 2002 1, the interest rate of new commercial loans1three-year time deposit is 3.25%, three-year time deposit is 3.75%, and five-year time deposit is 4.25%.

Jinan housing loan interest rate

The mortgage interest rates in Jinan are 2.75, 3.25, 4.75 and 4.9. The mortgage interest rate accumulation fund is 2.75% within five years and 3.25% over five years. Commercial loans, 4.75% within five years and 4.9% over five years. The implementation of new interest rates by commercial banks can reduce the pressure on mortgage owners. Commercial banks can float within a certain range. China's mortgage interest rate has been changing, in the form of rising interest rates.

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