Excuse me, do you want to ask "the annual interest rate of ICBC loans in different time periods in 2023?" In 2023, the annual interest rate of the Bank's loans in different time periods is as follows:

1. For short-term loans, the annual interest rate of loans within one year (including one year) is 4.35%.

2. For medium-term loans, the annual interest rate of loans within five years (including five years) is 4.75%.

3. For long-term loans, the annual interest rate of loans for more than five years is 4.9%.