1. The borrower who applies for a CCB small loan must be an adult mainland citizen with full capacity for civil conduct;

2. The applicant also needs to have a stable and good income. Employment is a strong guarantee for repayment, and sometimes CCB will require applicants to provide proof of business premises or relevant work certificates;

3. Personal credit is also a key point that CCB will examine when applying for small loans. , if the applicant has an overdue record or is on the bank's blacklist, it is absolutely impossible to successfully apply for a CCB small loan.