The withdrawal time and frequency of provident fund vary from place to place, so it is necessary to consult the local provident fund management methods, but it is usually once every six months. (1) If the owner-occupied house is purchased by non-mortgage, an application shall be made within two years after the payment of the house price, and then it shall be withdrawn once every six months until the withdrawal amount reaches the actually paid house price. (2) To repay the principal and interest of the house purchase loan, an application shall be made within the repayment period, and it shall be withdrawn once every six months. (1) In any of the following circumstances, employees may apply for withdrawal of housing provident fund: 1. Those who purchase, build, renovate or overhaul their own houses; 2. Repay the principal and interest of the loan for owner-occupied housing; 3. The rent exceeds the prescribed proportion of the family's monthly salary income; 4. Retired; 5. Dissolving the labor relationship with the unit; 6. Exit or settle in Hong Kong, Macao and Taiwan; 7. The employee dies or is declared dead. (2) Handling place: the management center and the designated window of the entrusted bank. (3) Handling requirements: If the employee meets the specified extraction conditions, he/she shall provide his/her ID card, relevant certification materials and copies, etc. "Regulations on the Management of Housing Provident Fund" Article 25 Where an employee withdraws the storage balance in the housing provident fund account, the unit where he works shall verify and issue a certificate of withdrawal. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the storage balance in the housing provident fund account under any of the following circumstances: (1) purchasing, constructing, renovating or overhauling their own houses; 2 retired; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; Rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.