2. Each bank has different requirements for prepayment. It is generally stated in the loan contract that the lender should read the loan contract carefully when applying for early repayment to understand the conditions and restrictions of early repayment;

3. Communicate with your account manager first and prepare the relevant materials needed for repayment, saving time and effort;

4. After repaying the loan in advance, citizens should remember to go through the mortgage cancellation procedures. After the mortgage is released, the property ownership is completely owned by the buyers.