Today we use this real case that the Anti-Fraud Center successfully discouraged to see the essence through the phenomenon and recognize the true face of telecommunications network fraud.

1. Loan fraud

Ma received a call from the customer service of a certain loan company. Since he happened to need a loan, he installed a loan app under the guidance of the other party. And tried to apply for a 200,000 yuan loan. After Ma filled in his personal information in accordance with the relevant registration procedures and paid the membership fee of 200 yuan, the other party said that the loan had been loaned to the platform, but Ma has been unable to withdraw cash. At this time, the other party told him that the bank card number bound to the platform was entered incorrectly, and the account was currently frozen. He needed to transfer 20% of the loan amount to unfreeze the account. After the unfreezing was successful, the "unfreezing fee" would be remitted to his account together with the loan. Just as Ma was preparing to transfer the money, the Anti-Fraud Center detected that Ma was being defrauded, promptly made a dissuasive call, and provided him with a detailed analysis of the loan fraud routine to prevent Ma from being deceived further.

Deception revealed:

1. Publish advertisements to attract targets. By opening web page pop-ups and making Internet calls, people are induced to install fake mobile apps.

2. Fill in the information and lend quickly. The public is required to fill in their personal information and credit status to create the illusion of "regular loans", and a large amount of loans can be issued by paying a small "fee".

3. There is an error in the link and payment is required. The loan process is not smooth, and there are procedural, formal or technical errors. People are asked to pay a series of fees such as unfreezing fees, handling fees, certification fees and loan interest, and they claim to be refunded later, which is actually a fraud.

Police reminder: Loans must be made through legal and formal financial institutions. Anyone who has to pay various fees before lending must be a fraud!