This place is different. \x0d\？ Take Qinghai as an example \x0d\ Qinghai College Graduates' Self-employment Fund (hereinafter referred to as the Fund) is a special fund to support college graduates' self-employment in our province, which is raised by provincial, state (prefecture, city) and county governments respectively. Mainly through financial allocation and social assistance and other channels to raise funds. The reporter learned from the talent flow development department of Qinghai Provincial Personnel Department that the funds have been put in place. \ x0d \ x0d \ The provincial, state (prefecture, city) and county governments set up a fund management committee for college graduates' self-employment, which is composed of personnel, finance, education, industry and commerce, banking and other departments, and is responsible for fund management and coordinating to solve problems in the use of the fund. The Fund Management Committee shall set up an office in the Ministry of Personnel to handle matters such as self-employment loans and loan discount review for college graduates, and loan recovery. The finance department at the same level is responsible for the audit and disbursement. \ x0d \ x0d \ application conditions \ x0d \ x0d \ graduates who have graduated from ordinary colleges and universities and have local household registration and started their own businesses in the local area, as well as graduates who have graduated from ordinary colleges and universities in other provinces and returned to Qingdao to start their own businesses after that year and their household registration has been transferred to the local area can apply. The fund is mainly used for loans for college graduates to start and lead scientific and technological innovation enterprises, as well as loan interest subsidies for college graduates to start their own businesses. The specific conditions are as follows: \ x0d \ x0d \ (1) College graduates start and lead enterprises and other economic entities or engage in self-employment (except for industries restricted by the state) within 5 years after graduation. \ x0d \ x0d \ (2) Registered in accordance with the law and obtained the business license issued by the administrative department for industry and commerce, with legal person qualification and sound financial management system. \ x0d \ x0d \ (3) There are guarantee documents or property certificates provided by the guarantor. \ x0d \ x0d \ (4) Having a fixed business place. \ x0d \ x0d \ (5) Abide by discipline and law, have good conduct, be honest and trustworthy, and have no record of bad behavior during school. \x0d\\x0d\ application approval procedure \x0d\\x0d\ For projects that meet the requirements of applying for funds, the applicant can apply according to the following procedures: \ x0d \ x0d \ (1) If a scientific and technological innovative enterprise needs financial loan support, the borrower shall fill in the form with ID card, diploma and degree certificate. \x0d\\x0d\ (II) If self-employment needs loan discount support, the lender shall fill in the Application Form for Loan Discount for Self-employment of College Graduates, and apply for discount to the office of the fund management committee at the same level of the industrial and commercial department that issued the business license with the loan application form, ID card, diploma, business license and guarantee certificate, and apply for a loan from the commercial bank after examination and approval. After the loan is approved by the bank, go through the discount formalities at the offices of the fund management committees at all levels. \x0d\\x0d\ (III) The offices of fund management committees at all levels are responsible for investigating and certifying relevant information on loans and loan interest subsidies. For those who meet the requirements, the examination and approval procedures shall be completed within 10 working days; For those who do not meet the requirements, the borrower (lender) shall be informed in time. \x0d\\x0d\ (4) The loan discount rate is determined according to the loan interest rate level published by the People's Bank of China. The discount time is calculated according to the time when the handling bank issues the loan. The discount amount shall be truthfully submitted by the handling bank to the office of the Fund Committee that agrees to the discount every quarter, and shall be allocated after being audited by the financial department. \x0d\？ \ x0d \ x0d \ The purpose of the National College Student Entrepreneurship Fund is to promote college students' entrepreneurship, promote employment through entrepreneurship, and provide financial support for college students' entrepreneurship. It consists of Tuhua Education College Students' Entrepreneurship Fund and Jialong College Students' Entrepreneurship Public Welfare Fund, with a total capital of 20 million yuan, which provides at least 4 million yuan of financial support for college students' entrepreneurship every year. Both funds are free public welfare funds, and there are no premiums and dividends during the funding period. It is planned to fund 20-30 entrepreneurial projects every year, with a maximum funding of 300,000 yuan for a single project.