It is not reliable and safe to borrow money from financial institutions in the new era. The company's actions are collectively referred to as online loans. Online lending is also becoming a trend. With the advantage of the Internet, all the steps of loan application can be completed without leaving home, including understanding the application conditions of various loans, preparing application materials, submitting loan applications, etc., which can be completed efficiently on the Internet. Online lending is unreliable and unsafe, and there is also the risk of information leakage.