1. Management Service Center of College Students Pioneer Park, where you can apply for college students' entrepreneurial loans;

2. The Education Bureau of the place of origin can handle the national student loan;

3 student financial assistance management center, you can apply for student credit loans.

College student loans have gradually become the main service for major online lending companies to develop college student customers. College students' self-employment, installment consumption, education and training and other aspects of consumption expenditure make them become high-consumption groups with no fixed income, which makes them have a strong demand for loan services. However, the student loans and entrepreneurial loans provided by the national government with harsh conditions and troublesome applications can no longer meet the loan needs of today's college students.

Requirements for loan term and amount:

The Wechat business loan provided by the state for college graduates is a government-subsidized loan with a term of 1 ~ 2 years, after which it will no longer enjoy financial discount.

Generally speaking, the amount of venture loan does not exceed 70% of the total liquidity required by the borrower for normal production and business activities, purchase (installation or repair) of small equipment (machines and tools) and franchise chain operation; The term is generally 2 years, and the longest is not more than 3 years, of which the longest term of working capital loan for production and operation is 1 year; Personal business loans shall be subject to the fixed loan interest rate promulgated by the People's Bank of China, and the interest rate may fluctuate within the prescribed range.

Loan repayment method:

1. For individual entrepreneurial loans with a loan term of less than one year (including one year), the principal and interest will be repaid in one lump sum at maturity, and the profits will be paid off with the principal;

2. For individual entrepreneurial loans with a loan term of more than one year, the repayment method of loan principal and interest can be equal principal and interest repayment method or average capital repayment method, or other methods agreed by both parties. The relevant preferential policies depend on your local government.

Graduates first apply to the local people's social security bureau for small-sum secured loans, fill in the Pre-examination Form for Small-sum Secured Loans for Laid-off Workers, and then submit their identity documents, employment and unemployment registration certificates, the Pre-examination Form for Small-sum Secured Loans for Laid-off Workers and a copy of their business licenses to the banks that handle small-sum secured loans. After the bank approves the loan, it will sign the loan contract and guarantee contract with the borrower in person, and the general bank will give a reply within 5 working days after submitting the information.