It is illegal to write high income when lending. Proof of income cannot be too high or too low. The general requirement is to meet the income level of the city, the income level of the industry, the income level of the company and the level of the post. The bank will review the personal income certificate and refuse the loan after it is found in the early stage of the loan. Even if the loan is found to be fraudulent after false operation, it will be immediately recovered by the bank's risk control, and the loan previously issued will also be recovered. Individuals will face the trend of illegal responsibility.

Related introduction

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.