Collective accounts that belong to the introduction of talents can buy a house, and collective accounts that move into schools cannot buy a house.
1. The collective account of the school is a temporary account and you can't buy a house.
2. Staff apply for collective account through the company, which belongs to permanent collective account. Those who meet the requirements can be eligible to buy a suite.
3. Permanent collective accounts (collective accounts handled by companies and community public households) can buy houses in Shanghai, that is, single people can purchase 1 set, and families can buy 2 sets (after marriage).
After buying a house, you can move to the police station in registered permanent residence with your real estate license, ID card and a copy of the inner page of the collective account.
2. I have worked in Shanghai for 2 years and want to buy a house in Shanghai! At present, the condition of buying a house in Shanghai is 1. Foreign household registration must meet the requirements of paying social security for more than one year or providing tax payment certificates for more than one year. 2. The buyer must be the first suite. It must be bought by family members, and singles have no right to buy a house. I meet the first two requirements, but I'm not married. Is there any way I can buy a house? Urgent!
You can only apply according to their regulations.
3. What conditions do foreign singles need to buy a house in Shanghai?
Because you buy a house in Shanghai and are single, the purchase restriction policy can't buy a house at all-
Three conditions: 1, married; 2. There is no room in Shanghai; 3. There must be social security or tax bills for two years or more (overdue will not be recognized).
Try to meet these three conditions before buying.
Because there is a loan record in the bank, it belongs to two houses!
Four, Shanghai hukou single purchase conditions
Shanghai singles who want to buy a house in Shanghai must first have no room in their own name: 1. There is a room under a separate name, and the purchase is restricted. 2. If the single person has no house, and my parents and I have no more than 2 houses (including 2 houses) before 20 1 1 year 1 month 3 1, we can buy 1 new house. 3. There is no room under the name of a single person, but my parents and I have more than 3 sets (including 3 sets) before 2011,and the purchase is restricted. Non-Shanghai singles who want to buy a house in Shanghai need to meet the following three conditions: 1. Buy a house in the name of a family. The so-called family means that the buyer is married. In other words, single foreigners who want to buy a house in Shanghai need to find the other half first and then get married. Families don't have a house in Shanghai, in other words, each family can only buy one house in Shanghai at most. 3. It can provide the tax or social security certificate that has been paid in Shanghai for at least two years within three years before the signing date of the house purchase contract. What are the policies for buying a house in Shanghai? 1. Commercial loan policy 1. If a resident family purchases the first set of housing (that is, there is no housing in this city under the name of the resident family and there is no commercial housing loan record or provident fund housing loan record) and applies for a commercial personal housing loan, the down payment ratio shall not be less than 35%. 2. If there is 1 apartment in this city, but there is no housing in this city but there is a record of commercial housing loan or provident fund housing loan, the down payment ratio of commercial loans shall not be less than 50%, and the down payment ratio of commercial loans for non-ordinary self-occupied housing shall not be less than 70%. Second, the provident fund loan policy is 1. For families of paid employees who have purchased the first house and have never used the provident fund, the down payment ratio of the provident fund is still 30% (the housing area is greater than 90 square meters), and the down payment ratio of the area less than or equal to 90 square meters is 20%. 2. Increase the down payment ratio of the second set of improved housing to 50% of ordinary commercial housing and 70% of non-ordinary commercial housing, increase the loan interest rate of the second set of ordinary commercial housing by 10%, and reduce the personal loan ceiling of the second set of ordinary commercial housing by 654,380+10,000 yuan. 3. Stop issuing loans to employees' families with two provident fund loan records. 4. The multiple of the loan amount determined by the borrower according to the balance of the provident fund deposit account is reduced from 40 times to 30 times. 5. Strictly implement the calculation ratio of repayment ability of the Ministry of Housing and Urban-Rural Development, and reduce the monthly repayment amount to no more than 40% of the salary base. According to the law, Article 3 of the Notice on Resolutely Curbing the Excessive Rise of Housing Prices in Some Cities should strictly restrict all kinds of real estate speculation and speculative house purchase. In areas where the price of commodity housing is too high, rising too fast and the supply is tight, commercial banks may suspend the issuance of loans for the purchase of third and above houses according to the risk situation; Non-local residents who cannot provide local tax payment certificates or social insurance payment certificates for more than 1 year will be suspended from issuing house purchase loans. The local people's government may, according to the actual situation, take temporary measures to limit the number of housing units within a certain period of time. Overseas institutions and individuals purchase houses in strict accordance with relevant policies.