Does Weizhong Bank's Wechat business loan credit information have any impact?
The micro-loan of Weizhong Bank and the credit report of the legal representative of enterprise loan will show the loan amount. When applying for a loan, you will ask for authorization to inquire about the personal credit report, and the application record will be displayed in the personal credit report. As long as the loan is not overdue, Weizhong Bank will not have adverse effects.
The negative information in the People's Bank of China's credit report only refers to the information that has not been repaid according to the contract, so the inquiry record of loan approval or credit card approval will not become the negative information of credit record. However, some bank employees may have their own special considerations about the frequency of loan approval or credit card approval in a specific period of time. What needs to be emphasized is that loans overdue and default are still the main reasons that affect your loan application.
Applying for small loans will affect the credit information of legal persons and enterprises;
1 will check the credit information in the application for verification;
2 If you are prompted that the enterprise authentication failed, the enterprise is not allowed to enter, or the prompt failed, and your company's identity cannot be verified for the time being, please try again later without making a credit inquiry.
Is Weizhong Bank's Wechat business loan reliable?
Weizhong Bank's micro-industrial loans are more reliable. This is a formal loan product launched by a formal bank, which is as formal and safe as offline bank loans. Weizhong Bank, one of the five pilot private banks in China, has obtained a financial license, and all its business is conducted online without outlets and counters.
The relevant regulations of Weizhong Bank's Wechat business loan are introduced above, hoping to help you. After borrowing from Weizhong Bank in Wechat business, the loan can be repaid in advance.