1. Identity documents (referring to valid residence documents such as resident identity cards and household registration books);
2, legal purchase (construction, repair) housing contracts, agreements and other approval documents;
3, self-built housing, should be issued by the planning, construction, planning, land and other departments of the approval documents;
4, the decoration of their own housing, should be issued by the planning, construction, planning, land and other relevant departments of the approval documents;
5. Proof of down payment that meets the requirements of the provident fund center;
6. Proof that the borrower's family has a stable income;
7. Information about the collateral or guarantor recognized by the provident fund management center;
8, other conditions stipulated by the housing provident fund management center.
Tips: If the registered permanent residence and the purchased house are not in the same province and city, please consult the local provident fund management center for cross-regional application.
Extraction conditions:
1, purchase, build, renovate and overhaul owner-occupied housing;
2. Retired;
3, completely lose the ability to work, and terminate the labor relationship with the unit;
4. Go abroad to settle down;
5. Repay the principal and interest of the house purchase loan;
6, the rent exceeds the prescribed proportion of family wage income.
In accordance with the second, third and fourth items of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund. In addition to the above purposes, other conditions have been stipulated by the local provident fund centers. Please consult the local provident fund centers.