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What does it mean when it says "Ji Ju Loan" in bank loans?

You are asking what it means when a bank loan says it has been rejected. Said it could not apply for a loan.

According to Toutiao information, loan rejection means that your loan application has been rejected. Because your credit is not good or the bank has insufficient liquidity, you cannot apply for a loan.

Bank loan refers to an economic behavior in which a bank lends funds to those in need of funds at a certain interest rate in accordance with national policies and agrees to return the funds within an agreed period.