1. Three certificates required for housing mortgage loans: real estate certificate, land certificate, and household registration book.
2. The application procedures for bank loans include
(1) Real estate certificate (the real estate certificate and land certificate must be mortgaged to the bank for house mortgage bank loans)
(2) ID cards of the right holder and spouse
(3) Household register of the right holder and spouse
(4) Marriage certificate of the right holder (marriage certificate or Unmarried certificate issued by the Civil Affairs Bureau)
(5) Proof of income (This certificate has a greater impact on the success of the home mortgage bank loan and the maximum amount.
( 6) If the owner of the property certificate has underage children, please provide the birth certificate
(7) If there is a bank loan in the property, please provide the original loan contract and the last bank statement
p>(8) In order to improve the approval rate of house mortgage loans, please provide as many other proofs of the family’s property as possible (such as other property certificates, stocks, funds, cash passbooks, vehicle driving licenses, etc.)
3.
Reference materials: /link?url=g2BDwM8NttuCHr1F64uVCROnWFnBVD5oP1KjvIy7PhrbtwSTMSd8DFAQhwFZ2ZBpncaVW5Yb_hz3coRmwPsxFq