1. Standards and conditions of CCB's personal microfinance: \x0d\ 1: personal loan, loan amount (1-200,000), loan area (local area), loan term:1-2 years, loan interest rate: annual interest rate (65438. \x0d\ Requirements: (1) I need to provide a copy of my valid certificate (such as ID card and household registration book), a two-inch color photo, my home address, home fixed telephone number or my fixed telephone number. \x0d\ Requirements: (b) At the same time, the company requires the applicant to submit relevant materials, verify the submitted materials and submit them for approval, and make payment within half an hour at the earliest. \x0d\2: Enterprise loan: loan amount (65438+ million-500,000), term (1-3 years), loan interest rate: annual interest rate (8- 10%). \x0d\ Requirements: (1) Copy of business license, tax registration certificate, organization code certificate and ID card of legal representative. \x0d\ Requirements: (b) At the same time, the company requires the applicant to submit relevant materials, verify the submitted materials and submit them for approval, and make payment within 1-2 days at the earliest. \x0d\3: Self-employed loan: loan amount (500,000-300,000), term (65,438+0-3 years) Loan interest rate: annual interest rate (65,438+00%). \x0d\ Requirements: (1) Copy of business license, tax registration certificate and ID card. \x0d\ Requirements: (b) At the same time, the company requires the applicant to submit relevant materials. After verifying the submitted materials, you can give the customer a clear answer on whether to approve or not within 1 hour, and make payment within the second day of the earliest application. \x0d\ II。 Loan advantages: \x0d\ 1. Optimization of repayment method (quarterly interest payment, repayment of principal when due); \x0d\2。 The loan can be used for enterprise capital turnover, house purchase, car purchase, decoration, education, etc. ); \x0d\3。 Large loan amount, fast payment time and short process; \x0d\4。 You can repay the loan in advance without penalty interest; \x0d\5。 Long loan period and quick and simple procedures; \x0d\6。 If the loan is unsuccessful, the customer will not be charged any fees; \x0d\ III。 Loan process: basically in line with the bank's formal loan process → verification and capital verification → signing a contract → receiving cash → paying interest quarterly → repaying the loan when due.