The mortgage interest rate for 20 13 years shall be subject to the benchmark interest rate adjusted by the central bank on July 6, 20 12:

I. Commercial loans

1, the loan term is within 6 months (inclusive), and the interest rate is 5.6%;

2. The loan term is 6 months to 1 year (inclusive) and the interest rate is 6%;

3. The loan term is 1 to 3 years (inclusive) and the interest rate is 6.15%;

4. The loan term is 3 to 5 years (inclusive) and the interest rate is 6.4%;

5. The loan term is more than 5 years and the interest rate is 6.55%.

The second is housing provident fund loans.

1, the loan term is less than 5 years (inclusive), and the interest rate is 4%;

2. The loan term is more than 5 years and the interest rate is 4.5%.

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