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What are the conditions for purchasing Huizhou Muyungu Villa with provident fund loans, and how to calculate the tax on new house transactions?
Hello, I'm glad to answer your question about the community of Muyungu Villa.

The conditions for purchasing the house of Muyungu Villa with the provident fund loan include: 1. The borrower must have an account in the city where Muyungu Villa is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied house of Muyungu Villa, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged to purchase the loan of Muyungu Villa; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The transaction tax of Muyungu Villa's new house includes deed tax, maintenance fund and property management fee. Deed tax of Muyungu Villa: the deed tax to be paid for the purchase of a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the ordinary commercial house is halved, that is, 1.5-2.5%. Muyungu Villa Maintenance Fund: charged by multiplying the construction area by a certain amount. Property management fee of Muyungu Villa: paid after the house is delivered, and the specific grade rate shall be implemented according to the regulations of the local price department.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!