1. Is there a credit report for the Pacific policy loan?
I'm going.
Its lender is China Everbright Bank. In addition to the Pacific Ocean, there are credit insurance companies such as Sunshine and Dida, which are also loans from China Everbright Bank, so they are all on credit. Please remember to return it on time and don't expire.
Second, what are the consequences of overdue?
Besides the above-mentioned credit investigation, what are the consequences of Pacific loans overdue?
1, collection: Pacific collection refers to the data indicators of M 1 and M2, which means that the customer service of the organization will always follow up the electric reminder whether it is 30 days or 60 days overdue, and staff will be arranged to come to the door during the electric reminder. This kind of collection is still worse than other peer small loan companies, and the general institutions only urge M 1.
2. Compensation and prosecution: If it is not returned within the time limit, China Pacific Insurance will pay the arrears to China Everbright Bank in advance for the users, and then it may be collected by a third party. If it has not been returned, this compensation record will show in the credit report that Pacific has the right to sue users, so it is likely to bear legal responsibility if it fails to do so.
The above is about "Pacific policy loan credit?" The answer, I hope to help everyone. Generally speaking, the consequences of overdue are quite serious, so don't try to test this bottom line. If you really have temporary difficulties, you must remember to communicate with the organization and don't play missing.