Whether the loan can be recovered on schedule after it is issued depends on the pre-loan investigation. Display public information related to the query. Pre-loan investigation is the most important part before banks issue loans. At this stage, the bank will spend considerable time and energy to investigate the legitimacy, safety and profitability of the borrower through on-site investigation, verify various situations, and ensure that the loan has the necessary foundation and conditions, which is the key to whether the loan can be recovered on schedule after it is issued.