2. In addition, the loan records of micro-loans will be collected at the meeting, which will become a part of personal credit information, so you can't delete the loan records actively.
1. Micro-loan is the first online micro-credit revolving consumer loan product launched by Internet bank Weizhong Bank in China for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.
2. Micro-loans adopt the official invitation system. Invited users can see the entrance of micro-loan in mobile QQ wallet and WeChat payment, and get a loan amount of up to 200,000 yuan.
3. Unsecured and unsecured; Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.
4.7*24 hours service, the fastest 1 minute to complete the loan;
Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.
5. There is no handling fee for prepayment;
Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.
Operating environment: Microfinance app8.9.6 Apple 8 iOS 15.
Operating environment: mobile QQ app8.9.9 Apple 8 iOS 15.