The credit flying platform is formal. Credit Flying is a one-stop consumer finance platform specially designed for flight travel scenarios, and it is also a strategic investment platform of Jingdong Finance, so the credit flying platform is formal. The daily loan interest rate is as low as 0.06%, and the maximum loan amount is 654.38 million yuan, which is unsecured. The better the credit, the lower the interest rate and the higher the loan amount.