Need the mobile phone number of real-name registration system.
Second, why do online loans need ID cards and mobile phone numbers?
Cell phone number, SMS
Mobile phone must be authenticated by real name. Why should the online lending platform get your address book? I'm not afraid you won't pay it back. Store your contacts in the address book in advance, preferably your relatives or the other half, because many platforms want to extract your contacts directly from your mobile phone address book.
Check the names of your mobile phone contacts for words that should not appear, such as gambling, small loans, loans, intermediaries, cash and other messy words.
Don't use your brain to create a new address book, because the online lending platform can easily identify the overlapping parts of your contacts when obtaining your mobile phone service password.
identity card
The photo of ID card must be clear. Don't backlight the ID photo. If you have glasses, take off the photo. Take photos in an office or something like that. Don't just find a white wall to shoot.
Sesame points will become more and more important in the future online loan operation. If you have nothing to do, you can deposit some money in Alipay, donate money or manage money, or open an online shop. In short, try to improve your sesame score and update it on the 6th of every month. You can have a look.
Credit card bill mailbox
Maintain the integrity of the bill, and make up the bill by phone if the bill is incomplete. Delete spam, delete overdue bills and present you as perfectly as possible.
Keep the bills consistent and keep the bills submitted to the credit card.
Shopping platform account
Virtual transaction, game recharge, etc. It should be deleted, only a commonly used delivery address should be kept, and the delivery phone number should be consistent with the phone number of the online loan platform for registration.
Third, the loan needs to use the new mobile phone number for three years.
No need. The mobile phone number required for the loan is the mobile phone number that the real-name registration system has been online for three months, and it is not required that the new mobile phone number must take three years to apply for a loan.