You can only apply for a loan in Alipay, and you need to borrow at the same time. You can apply for a loan at the bank information office.

From a practical point of view, the basic conditions for loans are:

First, Chinese mainland residents, under the age of 60;

Second, have a stable address and work or

Third, there is a stable source of income.

Fourth, without a bad credit record, loans cannot be used for stock trading or gambling.

Fifth, have full capacity for civil conduct.

Second, where is the sesame credit loan _ How about the sesame credit loan?

Sesame Credit is an independent third-party credit reporting agency under Ant Financial, which objectively presents personal credit status through technologies such as cloud computing and machine learning. Then, where and how to borrow sesame credit loans?

1, online merchant bank loan

The online merchant bank is run by Ma Yunkai and belongs to the exhibition industry of Ant Financial Services under Alibaba. Download this application to get a loan. Registered face recognition can apply for a loan amount of up to 200,000, as well as quality services such as wealth management and transfer.

Step 2 borrow a loan

Aren't you driving ants? Click Ant Borrow to open the cheats. If you don't look at it, you will lose a lot! Open Alipay, find the wealth column, find the words "ants borrow money", and click to enter the page, you can intuitively see your loan amount. Fill in the relevant information, and you can get the corresponding loan within 1 minute. At present, the maximum loan amount is 50,000 yuan, the longest repayment period is 12 months, and the daily interest rate is 0.04%.

3.P2P corporate loans

Sesame credit partner (P2P company, small loan company, etc. ) will also open up a VIP green channel for them. You can get faster and better credit audit services through Sesame Credit, as well as preferential services such as loan auction, credit wallet, Ping An Pratt & Whitney, and Flash Silver.

4. Recruit good loans

Sesame Credit cooperates with the "good term loan" of Zhaolian Finance. Open Alipay, find the entrance of "Sesame Credit" in Alipay wallet, and click "Credit Life" to see the words "Zhaolian Good Term Loan" in the financial column! "Zhaolian? The annual interest rate of "good term loan" is 17.8%, and the maximum amount is 200,000. The line can be recycled within 3 years, and the longest loan period is 60 months. No mortgage, no guarantee, only personal credit can get a loan. Fast loan, as fast as 1 minute, and loan repayment at any time. Line1-30,000!

5. Interesting stage and future stage

As a college student who is the main force of Taobao, Ma Yun's father opened a college student area very intimately, providing college students with visa-free and 9000 yuan credit line. This service covers 99% of colleges and universities in China, and you can also enjoy 30 days of interest-free. Users only need to find the entrance of Sesame Credit, click on the column of Credit Life, and they can see the words "College Students' Zone". Happiness comes too fast like a tornado.

In addition, "Ali Travel" also launched a "credit stay" hotel service plan based on Sesame Credit, and users can enjoy "zero deposit" and other services when booking hotels. On the e-sign platform of Ali Travel "Go", users can apply for a Singapore visa if their sesame score is higher than 700, without providing employment certificate, personal information form, household registration book, copy of ID card and other materials.

Third, Alipay Sesame Credit How to Loan Alipay Sesame Credit Loan Method

The usage method is as follows:

1. Open Alipay and enter Wealth-Sesame Credit-Credit Life-Finance;

2. Open "Good Term Loan" and you can see that the menu bar at the bottom has quota, me and more;

3. Click on the quota to view the quota and the applied quota. You must register to use it;

4. Fill in the authentication information-authorize sesame credit inquiry-fill in the contact information;

5. Submit the quota application and get the quota.

6. Recover the loan.

Fourth, how to stage Alipay Sesame Sub-phone?

Alipay Sesame Credit cannot directly buy mobile phones in installments.

But indirectly, some lending institutions can decide whether to give individuals a certain amount of mobile phones in stages according to the personal Alipay sesame credit score. So you can buy mobile phones by stages.

However, there are generally requirements for sesame scores, such as more than 600 points or more than 580 points.

Sesame points represent personal credit to some extent. If the credit score is high, it also partly reflects that the personal credit is good, thus obtaining the right to buy mobile phones by stages.