ruzhou provident fund loan amount is 6, yuan. According to the relevant information, the down payment ratio of commercial loans should not be less than 3% of the total house price, that is, 1,2, times 3% = 84, yuan, and the loan period is 3 years; With provident fund loans, the loan ratio can reach 8%, the loan amount is 6, yuan, and the loan period is 3 years.