As long as you meet the requirements of car loan and have the ability to repay the loan, then the loan does not need a guarantor. If your repayment ability is insufficient, you need to use a guarantor to take the risk.

There are requirements in the car loan conditions: the borrower has a stable job, has the ability to repay the loan principal and interest, and has good credit; Can provide recognized assets as collateral or pledge, or a third person with sufficient compensatory ability as a guarantor to repay the principal and interest of the loan and bear joint liability.

I hope the above content can help you. If you have any other questions about car loan, please come to our financial network for consultation and understanding to help you complete the loan smoothly.