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What principles must be kept in mind when lending money to colleagues?
Borrowing money is a sensitive topic in adult life. Once upon a time, I thought I could stick to my principles and not borrow money from anyone, but all kinds of scenes in life will still make it hard for you to refuse. For example, families need funds recently because of economic problems. For example, your best friend suddenly encounters difficulties and needs to use this money for emergency assistance. We all say that first aid does not help the poor, but even if it is first aid, there are some principles that must be followed in lending abroad. The following is my personal experience. When you have to borrow it, don't forget to write an iou; Some people are embarrassed to hang up IOUs because they lend money to acquaintances. As a result, the other party was too slow to prove it. It may not be supported by the court in the end. Several principles I adhere to when lending money to others

Therefore, it is necessary to write IOUs. The amount, repayment time and signature agreed by both parties are also credit agreements. Spend the money lent to you well; I have a friend who lent money to an acquaintance when he was rich. As a result, when I was in a hurry to spend money, the other party still didn't pay back the money, and the relationship was very stiff. When we borrow money, we should actually think clearly that the money may not be returned. So if you don't have this money, will you encounter economic problems? But also to measure whether the relationship is important or the money is important. Otherwise, the original intention of borrowing money was good, and as a result, my normal life was delayed. Can we stop blaming each other? Isn't this a good thing? In addition, I would actually advise you not to borrow money, and try not to borrow it.

Easy to affect your mood; I tried to borrow money from my friend on the grounds that she borrowed it at that time and said she would pay it back the same day. What was the result? I haven't heard from this "day" for months. Please hurry up. She also did not give a clear repayment date. Although I don't really feel bad about money, I am in a bad mood during the process. Because I always worry about one thing, I always wonder why she doesn't pay it back and when she can. If you knew it would take so much effort, you might as well not borrow it. Sometimes the other party wants to borrow money, but it's not an accident. It's a problem with his own money plan. At this time, lending money to the other party seems to help the other party solve the urgent need, but in fact someone helped him, so he didn't take the initiative to solve the problem, but was afraid.

You know, no money. The normal way is to make money. But some people are not. Borrow if you have no money, don't work, but transfer the danger to the person who lends him money. So in this case, not borrowing is a good thing. He will try to make use of his intelligence and make more money by himself. On the contrary, it may take this opportunity to open up new financial paths. By the end of this year, I hope you can get all the money you lent me back. If you can't get it back, don't affect your mood. Remind yourself to take better care of your money.