If your credit is good and you need a loan, you can apply for a loan through China Merchants Bank with a China Merchants Bank card. There is no prophase. If you are already a user of China Merchants Bank and have downloaded China Merchants Bank mobile banking, you can try to log in to mobile banking. My-all-loans-I want to borrow money.

If you have a China Merchants Bank credit card to log in to the Pocket Life APP, click "Card". Finance I want to borrow money, subject to the audit results.