It is a pity to buy a house with high evaluation and low down payment. Generally speaking, it is difficult to raise the appraisal price of houses traded at normal market prices. Therefore, houses that can make high evaluations and high loans are mostly "damaged" at prices lower than the market price. As the name implies, they are "seriously damaged" houses, such as the ground floor or top floor of old houses, poor layout of apartments, and even houses with lawsuits or haunted houses seized.

How to evaluate your purchasing power;

1, calculate the down payment ability.

The first thing you have to do is to calculate how much down payment you need to buy a house. Generally speaking, the down payment of a house can be calculated by multiplying the total house price by a lower down payment ratio. It is important to note that if you buy a rough house, you should also consider the decoration cost.

2. Assess monthly supply capacity

If you choose to buy a house with a loan, you should also consider the daily income and expenses of your family, because we have to pay off the mortgage, daily necessities, utilities and other expenses every month.

Therefore, how many years of loans and how much money to pay each month are issues that everyone should consider clearly before buying a house. In addition, taking into account factors such as rising loan interest rates and decreasing personal income, when buying a house with a loan, a part is reserved as an emergency standby.

Step 3 assess the ability to raise a house

The cost of raising a house includes property fee, heating fee, gas fee, water and electricity fee, internet fee and so on. After everyone closes the house and moves in, these expenses will also start to support the village on time, so we should also pay special attention.

The above is about buying a house in gpgd. I hope it will help everyone!