How to check the remaining amount of a car loan:
1. The applicant can bring his or her ID card to the lending department of the bank branch to check the unpaid amount. This method is the most commonly used. If the borrower just wants to inquire but does not want to repay immediately, he can apply to print the repayment schedule within one year from the inquiry, and then he can inquire the loan balance within one year. If you want to repay the loan in advance, you can directly go to the original loan department to handle the settlement, and you can also make direct inquiries there.
2. Borrowers can open online banking and make quick inquiries directly through online banking. After the applicant has opened online banking, he can go to the bank website where he applied for the loan, find Personal Loan My Loan, and conduct loan inquiries.
A car loan refers to a loan issued by a lender to a borrower who applies to purchase a car, also called a car mortgage.
Loan target: The borrower must be a permanent resident of the location where the loan bank is located and have full civil capacity.
Loan conditions: The borrower has a stable career and the ability to repay the principal and interest of the loan, and has good credit; can provide recognized assets as collateral or pledge, or a third party with sufficient repayment capacity to repay the principal and interest of the loan. and assume joint liability as a guarantor.
Loan amount: The maximum loan amount generally does not exceed 80% of the selling price of the purchased car.
Loan term: The term of automobile consumer loans is generally 1-3 years, with a maximum of no more than 5 years.