Current location - Loan Platform Complete Network - Loan intermediary - Wuxi housing loan policy
Wuxi housing loan policy
Wuxi's housing purchase policy is as follows:

1, the first set of housing, the original policy for 144 square meters above the tax rate of 3%, the new policy no longer divides the boundaries of 144 square meters, and uniformly stipulates that the tax rate of housing above 90 square meters is 1.5%. For the second set of improved housing, the original policy stipulated that the tax rate of 90 square meters and below was 3%, and the new policy was 1%. The original policy stipulated that the tax rate above 90 square meters was 3%, and the new policy was 2%.

2. The down payment for the second suite needs 4 floors, and the interest rate rises 10%. "If the loan of the first suite is paid off, the second suite can be counted as the first suite. The first home loan currently implements the benchmark interest rate. "

3. Newly purchased commercial housing (including newly-built commercial housing and second-hand housing) can only be transferred after obtaining the certificate of immovable property rights for 3 years. This means that the new house can only be traded after obtaining the real estate registration certificate for three years.