Yes.

What conditions must be met for personal housing provident fund loans? The main contents are as follows:

1. The borrower has full capacity for civil conduct;

2. Formal household registration or valid residence status;

3. Have stable economic income, good credit, and the ability to repay the principal and interest of the loan;

4. Pay the housing provident fund normally and continuously before borrowing The payment must be made for more than half a year;

5. A valid contract or agreement for the purchase of a self-occupied house can be provided;

6. The borrower and the buyer in the house purchase contract must be consistent, and the purchase** *Those with property rights (except spouses)*** Someone must issue a written commitment to agree to the housing mortgage;

7. Have a self-owned property worth not less than 30 yuan for the purchase of a self-occupied house (more than 40 yuan for a second-hand house) Have funds;

8. The borrower agrees to handle housing mortgage and insurance;

9. If purchasing commercial housing, the developer should provide a periodic guarantee and submit relevant credit materials;

10. The borrower agrees to open a personal account at the loan undertaking bank, and agrees that the loan undertaking bank will directly transfer the principal and interest of the loan from the account every month.

Process for provident fund loans:

1. The borrower applies for a loan at the acceptance outlet;

2. The acceptance outlet handles the inquiry on the status of the property under the family’s name on its behalf;

p>

3. Acceptance at the acceptance network;

3. Signing a contract;

4. Approval;

5. Handling mortgage registration procedures at the real estate trading center;

6. Bank lending.