2. Click "QQ Wallet" and find "Fund Management".
3. Click on "Investment and Financial Management" and a dialog box will pop up to find "Micro-loan".
4. Click "Micro-loan" and the corresponding loanable amount will appear.
5. Click "Loan" under the loanable amount, enter the amount you want to borrow, the loan period and select the bank card for collection. After approval, the loan can be realized.