Hello, you must provide a credit report for formal loan processing.

Mortgage application materials

1. ID card;

2. Credit report

3. Proof of marital status;

4. Proof of repayment ability and income;

5. A legally binding commercial housing sales contract signed with a real estate developer;

6. If there is a * * * borrower or a * * * owner, the * * * borrower or the * * * owner shall provide relevant identity documents and a pledge to agree to mortgage, and if there is a * * * borrower, proof of repayment ability shall be provided;

7. Proof that the down payment for house purchase has been paid;

8. Other information required by the bank.

Please refer to the above answers provided by Ronglian Ye Wei.

Second, how to open the personal credit report of graduates?

Take your ID card to the bank and you can print it for free.

3. Where can I make a house loan credit inquiry?

The printing method of mortgage credit report is as follows:

1. On-site inquiry and printing: I bring my valid ID card to the branches of the People's Bank of China for on-site inquiry and printing. At the same time, the People's Bank of China will also authorize some commercial banks to handle this business. You can go to official website, the Credit Information Center of China People's Bank (website: www.pbccrc.org.cn), click Customer Service, and find the "National Credit Information Sub-center and Contact Information" to inquire about the addresses and telephone numbers of credit information inquiry points in various cities.

2. Online inquiry and printing: Open the Credit Information Center of the People's Bank of China, official website (website: www.pbcrc.org.cn)-Core business-Internet personal credit information platform-Click "Start immediately"-Register a new user-fill in personal information-verify the dynamic code of SMS-login-verify identity-select personal credit report, and submit an inquiry application according to the prompts. After the credit information is processed (usually the day after the inquiry application is submitted successfully), the credit information system will send a short message containing the identity verification code to the user. You can log in to the credit information system within 7 days after receiving the identity verification code, use the identity verification code to query the contents of the credit information report, and choose to print at the same time.

Tips: The above instructions are for reference only, subject to the latest flow of credit information system of China People's Bank.

Reply time: 2020-11-18. Please refer to the latest business changes announced by Ping An Bank in official website.

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Fourth, how to issue a credit report when buying a house with a loan?

Credit report, you can go directly to China Credit Card and insert your ID card into their credit machine, and your credit report will come out automatically. Apart from the individual differences of the People's Bank of China, the specific ports are also different.