The prepayment of the provident fund part of provident fund loans and portfolio loans shall be handled by the district and county management departments of Changzhi Provident Fund Center and related Internet channels. The prepayment of the mortgage part of the portfolio loan shall be handled at the loan bank outlets.

There are two ways to prepay provident fund (portfolio) loans: one-time prepayment of all loan principal and interest and partial prepayment of loan principal. There are no restrictions on prepayment amount, prepayment times and loan time. And there is no requirement to collect liquidated damages.

Counter handling needs to bring:

The borrower needs to bring the original of his second-generation ID card for prepayment. (If the borrower entrusts others to handle it on his behalf, the original second-generation ID card of the agent shall also be provided. )