Floating 5% is 0.05 times of 65438+6.55, which is 6.8775%, and the monthly repayment is 2759.80.

30 years, please rest assured.

I can't miscalculate a penny.

friend

There is a fine for prepayment.

I took out a loan for six years.

Dealing with banks basically every day.

I don't think I've heard that it can be shortened in advance.

The bank has a contract.

Generally, the repayment is within 2 years, and there will be liquidated damages.

You mean a 30-year loan

Change it to 15.

That is 15 years, and then it can be changed to 3 years. It never seems to have happened.

I hope you can find out.

I'll tell you another industry rule.

For example, you pay 2759.80 every month.

In the first month, the principal is 2700 yuan.

The interest is 59.8 pounds.

In the first month, the principal is 2600 yuan.

The interest is 69.8

in other words

The 30-year loan you paid back a few years ago is basically interest.

The principal is basically unchanged.

Think about it. You returned it in advance.

Do you want to pay back the principal?

Do you still need to pay a lot of principal?

I hope you can understand my explanation. . . One word at a time.

It's not duplicated.