loan application

Bank of China Branch (Sub-branch):

I am an employee of (company), currently working in XXXXXXXX, with an average monthly income of XXXXXXXX yuan. A set of commercial housing (shop) developed for the purchase of (the company), with the property number of XXXXXXXXXX. I hereby apply to you for a mortgage loan of XXXXX million yuan with a term of XX years, and agree to mortgage the purchased property to your company (bank) as repayment of the loan contract signed with your company (bank).

I agree that your company (bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first property purchased by family loans (excluding provident fund loans).

I have opened a repayment account (accountNo. XX) in our bank (branch) as required by your bank, and I promise to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date, and at the same time authorize the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on the monthly repayment date and the loan maturity date.

If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.

Applicant (signature and fingerprint): XXX

Valid ID number: XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

Applicant: XXX

Time: XXXX, xx, xx, xx, xx.

How to write the loan application?

First look up at the XXXXXX branch/unit, then introduce yourself, explain the reason and purpose of the loan, write down the loan period, whether to repay the principal and interest or equal repayment, make a guarantee to ensure timely repayment, and finally sign and press the fingerprint.

1. Write a eulogy at the beginning of the application, that is, indicate which bank to apply for a loan from;

2. In the text of the application, state your current work unit, professional title, income, loan purpose, loan amount and repayment period. In order to ensure the smooth progress of the loan, if you use your own property as collateral, you should also specify what kind of real estate or movable property to use as collateral;

3. Generally speaking, before approving the loan application, the bank or unit will inquire about the personal information of the applicant, understand his credit standing and confirm whether he has repayment ability. Therefore, in the loan application form, it should be clearly stated that the unit or bank agrees to inquire its own information through the personal credit information system of the People's Bank of China;

4. When specifying the purpose of the loan, it should be specific. For example, I declare that this property is the nth house purchased by family loans (excluding provident fund loans);

Generally speaking, before applying for a loan, the bank will let you open an account in this branch (sub-branch) for the convenience of the lender's repayment. Therefore, in the loan application form, you should indicate that you have opened an account as required by your bank, and indicate the specific account number;

6. Write something similar to a letter of guarantee. That is, to ensure that the loan principal and interest are fully deposited in each repayment period and before the loan maturity date, and to authorize the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from the account on the monthly repayment date and loan maturity date;

7. Changing accounts often happens in life. Therefore, it should be stated in the application that if the repayment account changes, I will provide the new account information in time;

8. Clearly express that I am willing to bear the liability for breach of contract: if the account funds are insufficient and I default on the loan, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences;

Finally, you need to sign the handprint of the applicant and write down your valid ID card and application date.

How to write a loan application?

1. Write the loan application in the middle, in a larger font, and then put a top box and write it in the bank.

2. Leave a blank line and start to write the applicant's name, gender, age, ID number and telephone number in turn, describing my assets, including valuable assets such as housing.

3. Then describe my income source, main occupation, annual income, etc.

4. Write another paragraph about the reason for the loan. I promise what income I can use to repay the bank loan. I promise to pay off the interest on time and repay the principal when due to ensure the safety of the bank's funds. Otherwise, I am willing to bear all the consequences and legal responsibilities. Finally, I signed my name in the lower right corner and wrote down the application date.