If the man leaves an inheritance, his wife must also repay it. You must know that this man is married, and their property is joint property. After the man dies, this property is automatically inherited by his wife. Therefore, the money that should be repaid still needs to be repaid, and this money will not disappear because of the death of the man. This is also a reminder to everyone, don’t always think about committing suicide by jumping off a building after owing a loan shark. After you commit suicide by jumping off a building, your family will bear the pain you suffered before.
I have never figured out why some people would borrow money from loan sharks. They are happy when borrowing money and happy when spending money, but it is more difficult than anything else to pay back the money. Obviously I don’t have the ability. It’s really ridiculous to have to do things that are beyond your capabilities. Some people will choose to commit suicide by jumping off a building after they owe loan sharks, but have they ever thought that there are still young children and elderly people at home who need to be supported? You are done with it, but your wife still needs to repay the loan, because you two are husband and wife, one person, and many things belong to the same property as husband and wife within marriage, so the money needs to be paid. repaid.
However, we can sue and apply for repayment, and only repay the principal and interest within 20%. If it exceeds 20%, we don’t have to pay it back. This is clearly stipulated in the law. Men always think that after they die, all the money will disappear. But real life tells everyone that just because you die, it does not mean that you don’t have to pay back the money. You still have to pay back the things that should be paid. After all, it is natural to pay back debts. . If the usurious loan you borrowed is a personal debt, then half of the joint property of the couple may be inheritance, so this half must be used for repayment.
Everyone can consume ahead of schedule, or borrow money for consumption, but we should consider our ability when borrowing money. If we are unable to do so, we should not slap ourselves in the face to save face, otherwise Your life will be harder.