Where can I find a loan guarantor?
1, relatives and friends As we mentioned above, we usually look for family members, such as parents, brothers and sisters, followed by relatives, such as aunts, uncles, cousins, real close friends or brothers. These people have deep feelings for you and are likely to vouch for you.
2. If no one really wants to vouch for you, you can try to find a third-party agency to vouch for you. There are many companies in the private sector engaged in similar business. Formal guarantee companies have sufficient registered capital, qualified business premises, staff familiar with finance and legal procedures, and can provide loans for individuals or small and medium-sized enterprises. Advantages are convenience and high pass rate, while disadvantages are high service fee. I suggest you keep your eyes open and choose a formal guarantee company.
2. What are the requirements of the venture loan for the guarantor?
Guarantor conditions of venture loan: 1. The guarantor must be 18-65 years old and have full capacity for civil conduct; 2. Can provide a legal and valid second-generation resident ID card; 3. There is a local account or fixed residence of the loan bank; 4. The guarantor has a stable source of work and income and can provide proof of work and bank running water; 5. The guarantor has a good credit record and no personal credit record of overdue loans or debts; 6. It is a legal person, other organization or citizen with the ability to pay off debts on its behalf; 7. It can be individual industrial and commercial households and rural contracted households; 8. Wholly-owned enterprises, joint ventures, partnerships, Chinese-foreign contractual joint ventures, township, street and village-run enterprises and social organizations approved and registered by the civil affairs departments registered according to law. Venture loan refers to a special loan issued by an individual who has certain production and operation ability or has been engaged in production and operation, applies for the capital demand for starting or re-starting, and is recognized by the bank and provides effective guarantee. Venture loans are mainly incentive loans for local college students and individuals. The general interest rate is low. Venture loan refers to a small credit loan which is different from the current consumer loan and is used to meet the needs of individual entrepreneurs in urban and rural areas. In terms of loan amount, it belongs to; From the nature of the loan, it is a credit loan and does not need mortgage guarantee; From the perspective of loan targets, it is individual urban and rural residents, not existing enterprises; In terms of loan purposes, it belongs to entrepreneurial loans, which is different from the current consumer loans; As far as the loan name is concerned, it belongs to the nickname of microfinance, which is a China title that conforms to the national conditions; In terms of poverty alleviation effect, it has the highest poverty alleviation efficiency, the largest coverage, the best economic benefits, the highest loan recovery rate and the fastest speed, which can make the national poverty alleviation funds play the greatest role. It can solve the employment problem of urban and rural people, change employment into independent entrepreneurship, and then stimulate people's creative potential. Providing continuous credit services can effectively prevent the phenomenon of returning to poverty after poverty alleviation. Venture loan aims to highlight and encourage the employment form of self-employment, which is different from personal consumption loan under the employment form. The successful experience of Professor Muhammad Yunus from the Department of Economics of Chittagong University provides reference for the implementation of risk loans in China. There are three main ways to choose venture loans, and entrepreneurs can choose their own venture loans according to the situation. The loan applicant must have a legal and valid identity certificate, proof of legal residence in the place where the loan bank is located, and a fixed residence or business place. The certificate of fixed residence can be the real estate license (or the real estate license of parents' names), and the certificate of business place should hold the business license issued by the administrative department for industry and commerce and the business license of related industries, indicating that it is engaged in normal production and business activities.
3. What are the requirements for the guarantor in the college student loan business?
Business license, college student card!
4. What are the requirements for the guarantor of the unemployment venture loan?
There is no distinction between men and women on the road to entrepreneurship. The key is to find the one that suits you.
Entrepreneurial heart sutra;
Loving candles is a deceptive thing. Attention, everyone. Might as well do a little business. You can.
The first step is to do what you like.
The second step is to find business opportunities, seize opportunities and comprehensively analyze intention transformation.
The third step is to be slow and steady, aggressive and innovative.
The fourth step is to have confidence, perseverance and perseverance in doing business.
Tong enterprise