While chatting with friends, everyone mentioned the issue of credit card limit!

A: "My credit card limit at CCB is 100,000."

B: "Wow, it seems like you have more assets with such a high price."

Me : "Why use a credit card? The 100,000 limit is not your own money."

A: "You are so rich! You don't even use a credit card!"

This is A real conversation with a friend in 2015.

? "Spending future money" puts yourself in an uncontrollable situation!

The above words will arouse some people's "desire to refute". I am not opposed to getting a credit card here, but what I am opposed to is: people who overdraw their money in advance because of personal desires.

In "Lesson 1 of Financial Freedom", there are 4 spending patterns that will make you a "pauper". The last and most serious one is: spending future money.

What kind of person would overdraft in advance?

? When ability and desire do not match, it is when Apple mobile phone came out, some Apple fans overdraw their credit cards just to have a new mobile phone! This is just overdraft money.

Some people are blinded by desire and sell their kidneys for mobile phones. This is an overdraft of life! Is it really worth it?

? Living in this society where everything depends on money, there are too many temptations that make us unable to control ourselves. Loans are basically available on all financial platforms and are available in seconds. As long as you have the desire, you can spend the money in the future at your fingertips.

? Once you start, you lose control. You have to worry about paying off your credit card every month, and then you enter an endless cycle! In this way, he really becomes a person working for a bank.

? Huabei, Jiebei, credit card, campus loan..., the loan methods have become more convenient, but it has caused many people to go from having a salary to having no salary, and having savings to become paupers.

What you are overdrafting is not money but your future!