As we all know, in the Internet information age, people need to use mobile phones and some mobile phone software in all aspects of their lives, whether it is ordering takeout or online shopping. For young people, although the income level is limited, they can still have a certain spending power with the help of the "ahead of consumption" model. The data shows that among Alipay users, there are more than 65,438+billion users of flower beds, and the accumulated lending of flower beds is 300 billion.

So, here's the problem. Huayuan lent 300 billion yuan. What will happen if Alipay users "don't pay their debts"? As we all know, although it is "ahead of consumption", it is required to pay back the money on time every month according to the regulations. Otherwise, it will cause overdue, which is a breach of contract. Failure to pay debts will inevitably have some negative effects, but many people are not clear about the specific effects and consequences.

The 1 th consequence is that personal credit is affected. Now is the era of network informationization and real-name registration system registration. Once personal credit is affected, there will be many additional effects, such as the decrease of sesame credit score, the deterioration of personal credit rating, the cancellation of some original privileges, and the inability to continue riding without deposit. And in the most serious case, it will also affect personal credit information.

The second consequence is that Alipay, Taobao and other accounts will be blocked and frozen; Nowadays, people's lives are actually inseparable from some Internet companies in many aspects. Behind Alipay are Alibaba and Ant Financial. It is conceivable that many of our accounts will naturally be frozen if they are blacklisted because the flowers are overdue.

So, don't think that it doesn't matter if you don't pay your debts. The above two consequences need your attention! It is very important that people do not stand without faith. You got it?