Today's high housing prices have discouraged many people who just need it. Now many people have the need to buy a house, but they can't afford to buy a house in full, so people choose personal housing loans to buy a house. Because the loan policies of different cities are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to buy a house in Liaozhong, how much is the down payment for a house of 265,438+10,000 yuan? How much is the monthly payment? Let me show you the relevant information below!

For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 2100000 * 30% =1470000 yuan, and the longest loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the maximum loan amount is 600 thousand yuan, and the longest loan period is 30 years.

If it's a second suite, it's not less than 50% of the appraised house price, that is, if the total house price is 2100000 yuan, the down payment needs 2100000 * 50% =105000 yuan; If the provident fund loans the second suite, the maximum loan amount is 600,000.

Regarding the down payment and monthly payment for buying a house in Liaozhong, if you plan to buy a house with a price of 26,543,800 yuan in Liaozhong, you should make adequate financial preparations. The down payment is also a big expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of the housing loan I provided for you in Liaozhong. I hope it will help you!