What kind? For a general loan application, the required materials are as follows: the original and photocopy of the borrower's valid identity certificate; Local permanent residence or valid residence identity certificate; Proof of the borrower's ability to repay the loan. Such as the income certificate issued by the borrower's unit, the borrower's tax bill and insurance policy; The pledge right, the list of collateral and ownership certificate required by the borrower to obtain the pledge and mortgage amount, and the written documents of the owner and the property * * * agreeing to pledge and mortgage; A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount; Credit certification materials of the guarantor; Collateral evaluation report issued by the evaluation department recognized by the society; Other documents and materials stipulated by the bank.
2. What are the conditions for applying for a loan from the Agricultural Development Bank?
Conditions for applying for a loan at the Agricultural Development Bank:
To register an enterprise according to law and obtain a business license and effective annual inspection procedures, the competent department of special industries shall issue a business license.
Hold a loan card approved by the central bank for annual inspection, and a code certificate issued by the technical supervision department and the annual inspection agency.
Open a deposit account with the Agricultural Development Bank as the opening bank, accept the credit management of the Agricultural Development Bank's letter of credit, abide by the letter of credit and abide by the contract. The personal credit status of business owners, managers and major shareholders is good, and there is no illegal social behavior.
There are legal and stable income or source subsidies, the ability to repay debts on time, the asset-liability ratio of enterprises and other major financial indicators, and the regulations on banks are realized.
Provide assurance of meeting the requirements. In addition, it also meets the requirements of other conditions of ABC. Those who meet the above conditions can apply for loans. First of all, you need to apply to the local Agricultural Bank of China for operating institutions and handle related matters. Including: under the guidance of the account manager, fill in the agricultural loan application form according to the standard format. Submit relevant qualification documents, financial statements and the types and methods of loans provided according to the application. After the approval, the loan will be issued.
3. What are the conditions for applying for a loan from the Agricultural Development Bank?
Customers applying for credit business should meet the following basic conditions:
(1) Handling industrial and commercial registration according to law, obtaining business license and effective annual inspection procedures; Institutions as legal persons must hold the business license or business license issued by the competent department, and set up special industries in accordance with the provisions of the Regulations on the Administration of Registration of Institutions.
(2) Its business activities are legal and compliant, and conform to the national industrial development policy and regional development policy.
(three) to open a deposit account with the Agricultural Development Bank, voluntarily accept the credit management of the Agricultural Development Bank, and abide by the credit and the contract.
(4) An enterprise legal person applying for corporate credit must comply with the articles of association. If there are no provisions in the articles of association, a resolution authorizing the board of directors (general manager) to borrow money from abroad may be provided.
(5) Holding a loan card and organization code certificate approved by the central bank and passed the annual inspection.
(6) It has the legal capacity to repay the principal and interest on time, and its financial indicators meet the requirements of the Agricultural Development Bank.
(seven) do not meet the credit loan method, should provide the.
(8) Apply for bill discount.
(nine) to apply for a project loan, the source and proportion of project capital should comply with the provisions of the state and reduce the basic conditions for providing credit business.
4. What are the requirements for applying for a loan from the Agricultural Development Bank?
Conditions for applying for a loan at the Agricultural Development Bank:
1. The enterprise shall be registered according to law, and the business license and effective annual inspection procedures shall be obtained, and the business license shall be issued by the competent department of special industries.
2. Holding a loan card approved by the central bank for issuance and annual inspection, and an annual inspection agency code certificate issued by the technical supervision department.
3. Open a deposit account with the Agricultural Development Bank as the opening bank, accept the credit management of the Agricultural Development Bank's letter of credit, abide by the letter of credit and abide by the contract. The personal credit status of business owners, managers and major shareholders is good, and there is no illegal social behavior.
4. There are legal and stable income or source subsidies, the ability to repay debts on time, the asset-liability ratio of enterprises and other major financial indicators, and the supervision of banks is realized.
5. Provide guarantee to meet the requirements. In addition, it also meets the requirements of other conditions of ABC. Those who meet the above conditions can apply for loans. First of all, you need to apply to the local Agricultural Bank of China for operating institutions and handle related matters. Including: under the guidance of the account manager, fill in the agricultural loan application form according to the standard format. Submit relevant qualification documents, financial statements and the types and methods of loans provided according to the application. After the approval, the loan will be issued.