In recent years, the number of online lending platforms is increasing, and these lending platforms are mixed, so many problems need to be considered when actually choosing. So what are the best loan platforms?

1. Qianguan Renren Loan (security level AAA): Qianguan Renren Loan is a P2P investment and financing service platform launched by Qianguan Financial Information Service (Shanghai) Co., Ltd., which was officially put into operation in August of 13 with a registered capital of120,000 yuan. At the beginning of the establishment of the platform, the fund custody mode of remittance to the third-party payment company in the world was adopted, and the fund pool was not built to isolate the user funds from the platform.

2.P2P peer-to-peer lending platform: Qingdao Online (security level AA): Qingdao Online is affiliated to Shanghai Qingdao Online Financial Information Service Co., Ltd., and the founding team is a veteran from the financial and Internet industries, and the platform operation is highly specialized. A well-qualified third-party guarantee institution has been carefully selected to provide guarantee for 100% of the capital demand, so as to ensure that the interests of investors are fully protected.

3. P2P platform in peer-to-peer lending: Dangdang Loan (security level AA): Dangdang Loan is the first fully managed P2P platform in Shanghai. The platform has a perfect risk control guarantee system including six aspects of supervision. Through fund supervision, legal supervision and business supervision, the whole process of investment and financial management can be guaranteed 100% of principal and interest, and an ecological circle with standardized and orderly, multi-win and long-term development can be created. 2065438 was established on September 5, 2004 with a registered capital of 20 million.

4.P2P Peer-to-Peer Lending Platform: Lettuce Finance (security level A): Lettuce Finance was initiated by Rongdao.com and is the first state-owned Internet financial platform in Shanghai. The platform was launched in August 20 14, with a registered capital of11330,000 yuan. The platform cooperates with a number of guarantee companies. If the borrower is overdue, the guarantee company will compensate the principal and interest within 3 working days to ensure the guarantee of the principal and interest. The specific compensation amount shall be subject to the actual target. At present, no insurance company is involved.

There are so many best loan platforms.

Which loan company is better?

Provide many types of choices and make the following suggestions:

I. National Bank

Reason: If the loan company is good, it must be formal. If you can do it yourself, in banks and the like, companies with relatively safe loans and less interest can do it.

Second, the connection of Beijing loan.

Reason: Beijing Yi Rong (Beijing Credit Link) feels quite good. I have worked in their home several times, and the cooperation is very pleasant. The cost is low, the service is good, and the problems in the later stage of the loan are also planned, which can save a lot of heart.

Third, love money cats.

Lucky Cat is a national loan platform, which can provide credit loans, mortgage loans, car mortgages and so on. For office workers, self-employed people and people without fixed jobs. In addition, black households with bad credit and white households without loan records all apply for loans through the love of money cats.

Fourth, there is money to spend.

Qianhua, formerly known as "Baidu Qianhua", is a credit brand owned by Du Xiaoman Finance, providing users with safe, convenient, unsecured and unsecured credit services. Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Extended data

Loan companies are related to personal safety and interests, and must treat every customer according to legal operation. The loan market has become a hot industry in recent two years, and various financial loopholes have appeared frequently. So if you want a loan, you must find a formal loan company. In a loan company, you need the following methods to choose a formal and safe loan company.

First, confirm their qualifications.

Not all enterprises can open a guarantee company. The premise of the establishment of a loan company is to have a license. In the process of applying for a license, the license will be issued through the selection and strict examination of relevant departments and governments. Therefore, before handling the loan, try to see whether the enterprise has a business license of a financing guarantee institution with a red seal, and check the authenticity online.

Second, is there a fixed workplace?

Loans have become a common financing method, so many people use loans as a gimmick, but there is no basis. Therefore, when looking for a loan company in Wuhan, it is necessary to ensure whether its company has a formal office space and contact telephone number. At the same time, it is necessary to pay attention to whether the office space is newly established, and the new address and the established company can be seen at a glance.

Third, the establishment period of the enterprise.

The reason why we look at the establishment period of an enterprise is to see whether the loan company has strength and credibility, not the newly established loan shell. In general, the longer a loan company is established, the more skilled it will be in business operation, and the stricter the loan business assessment will be, so the reliability of such a loan company will be relatively high.

What are the more reliable company recommendations?

Low interest rate safe loan platform:

At present, it is easier to apply for loans through users, such as borrowing treasure, foreign currency piggy bank, pea money, new orange premium product, 360 IOUs, rich flowers, timely loans, micro loans, Huaya loans, Wanda loans, enough flowers, and 58 good loans. However, whether the loan platform finally meets the user's loan demand depends on the user's current personal qualifications. The higher the personal qualification (the higher the educational background, the more stable the work income, the better the credit record and the less the debt), the easier it is for the loan platform to apply for loans from users, and vice versa.

Ant borrowing: Ant borrowing is a loan service launched by Alipay, and the application threshold is sesame score of 600 or above. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, which can be repaid with the loan.

Micro-loan: Micro-loan is a pure online personal micro-credit revolving consumer loan product launched by Tencent Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. Through the user invitation system, invited users can see the micro-loan entrance in the "QQ wallet" of mobile QQ and the "WeChat wallet" of WeChat.

If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

I know many small loan companies. Generally speaking, Baidu has the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic.

It's best to put forward all the suggestions on demand. The risk control system will mistakenly think that you don't need this fund, which will lead to the failure of withdrawal. At least 60% is safer. Support early settlement of repayment after the first installment.

If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict!

360 IOUs, with a maximum loan of 200,000!

Click online measurement

Staging music can be borrowed up to 50 thousand!

Click online measurement

Which loan company is better?

Which loan company is better: The latest ranking of the top ten loan companies in China is: Instant Finance, BOC Consumer Finance, Pleasant Loan, Gitzo, Jingdong Finance, Suning Finance, Fun Shop, WeChat Jinke, Xiaoying Technology and Paipai Loan. Their details are as follows:

1, financing immediately

Immediately finance is the first loan company with a consumer finance license in China, and its business has spread all over the country. Instant Finance can provide credit loans of no more than RMB 200,000 with a service life of 24 months.

2. BOC Consumer Finance

Bank of China Consumer Finance ranks second among the top ten loan companies in China, and was initiated by Bank of China. BOC Consumer Finance can provide you with a variety of loan products, ranging from 20,000 to 200,000.

3. Preferential loans

Yirendai is a loan company that successfully listed in the United States. Loans up to 200,000 yuan can be provided, and the monthly interest rate can be as low as 0.78%, and the funds will arrive in 30 minutes.

4.gitzo

Gitzo is a foreign loan company and also has a consumer finance license. Gitzo can provide you with a loan of 2000-50000 yuan, with a service period of 6-48 periods.

5. Jingdong Finance

Jingdong Finance currently ranks fifth in the latest ranking of the top ten loan companies in China. The gold bars of Jingdong Finance can provide you with a loan of no more than 200,000 yuan, with daily interest and repayment as you borrow.

6. Suning Finance

Suning Finance has also been listed among the top ten loan companies in China, which can provide loans of no more than 200,000 yuan to all citizens aged 18 to 55.

7. Interesting shops

Fun Shop ranks 7th in the latest ranking of the top ten loan companies in China. Fun shops can help you buy goods in installments or withdraw cash for you.

8. Weixin Jinke

Weixin Jinke is a loan company listed in Hong Kong, and its Weixin Card Loan and Star Money Bag can provide loans of no more than 50,000 yuan.

9. Xiaoying Technology

Xiaoying Technology ranks 9th in the latest ranking of the top ten loan companies in China. Xiaoying Card Loan under Xiaoying Technology can provide you with a loan of up to 654.38+0.5 million yuan, and you can apply with basic information such as credit card.

10, auction loan

The top ten loan companies in China are at the bottom of the latest ranking, and loan companies are all taking loans. Auction loan can provide you with a loan of no more than 200,000 yuan and support 724-hour application.

Top ten conscience lending platforms, top ten lending platforms with the best reputation.

Everyone needs money very much, so many people will go to some lending platforms to borrow some money for urgent needs. Some lending platforms are not formal, and they will roll interest. Using the loopholes in the previous agreement, the benefits will be more and more. What are the formal lending platforms that I brought to you last time? This time, I brought you the top ten lending platforms with the best reputation. Let's take a look together ~

The top ten lending platforms with the best reputation are 1.360 IOUs.

360 IOU is a lending product launched by 360 Finance Company. The characteristic of 360 IOUs is that the borrowing speed is very fast. Download an app directly on the mobile phone and register information directly on the mobile phone, so you can automatically check your credit limit and approve the loan for you.

2. Safe little orange blossom

Ping An Little Orange Blossom is a mobile phone lending product launched by Ping An Consumer Finance Co., Ltd. and approved by China Banking and Insurance Regulatory Commission. Therefore, in terms of safety and reliability, Ping An Small Orange Flower Loan Products are safer.

3. baixin bank

Baixin bank is a mobile phone lending product launched by CITIC baixin bank Co., Ltd., and it is the first direct selling bank in China to obtain an independent legal person form. It was jointly built by CITIC Bank and Baidu Company, which is very professional.

Raise money and spend it.

Tiqianhua is a very convenient and easy-to-use mobile phone loan product. The people in front of this loan product are adults with economic and social ability, and are not open to students whose economic ability is not yet independent, which greatly relieves the economic pressure of many people.

5 10/0,000e loan

Wandai is a mobile phone loan product launched by Wanda Hewlett-Packard. The loan product was launched on 20 17. Although the time is not long, the technology is very mature. As long as you register the information, you can use sesame credit and personal credit loans.

6. Gome Easy Card

Gome e-card is a financial loan receipt issued by Gome Holdings. Because it is backed by Gome Holdings, this lending platform is more professional and its lending products have a good reputation. He has also made great achievements in wealth management.

7. Arbitrary loans

The willful loan is Suning's loan product, and Suning.cn people should be familiar with it. Many people have bought electrical appliances or electronic products on Suning.cn. This kind of lending product is mainly aimed at consumers, providing them with a way to borrow money for shopping.

8. Zhilian Premium Loan

Zhaolian Good Term Loan is a mobile Internet lending product under Zhaolian Finance, which is approved by the professional China Banking Regulatory Commission. China Merchants Bank and China Unicom joined hands to form a financial product, which is professional and safe.

9. CCB Express E Loan

Jianxin Express Easy Loan is a convenient and easy-to-use mobile Internet lending product. According to your personal credit rating, the loan products of China Construction Bank will be approved for you. The maximum amount is 300,000 yuan. If you need money badly, you can get a loan here.

10. Microfinance

Micro-loan is the first Internet bank in China. It is a mobile internet lending product specifically for WeChat and QQ users. You just need to find the relevant pages in QQ or WeChat of your mobile phone. As long as you have two credits, you can borrow on your own.

What good loan platform do you recommend?

A simple and reliable loan platform, and the loan platforms that are easier to pass are:

(1) Zhaolian Good Term Loan: For the credit products under Zhaolian Finance, it is best to apply online and review online, as long as the users have good credit and certain repayment ability.

(2) Ease Flower: The application threshold for Ease Flower is not high, and it is relatively easy to pass as long as it meets the basic loan conditions.

(3) Borrowing: As long as there is an application entrance and quota, borrowing can basically guarantee the success of the next payment.

(4) Micro-loan: You need to check the credit limit in advance, and users with good credit have a high pass rate.

(5)360 IOUs: pure credit loan products can be applied if their age meets the requirements and their credit information meets the requirements.

Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.

Spend a little money-pay special attention if you have money:

1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.

2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.

After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.

First, the conditions that should be paid attention to in bank loans are:

(1) The applicant is at least 18 years old and has full capacity for civil conduct;

(2) The applicant has good credit;

(3) The applicant has a valid marriage certificate, divorce certificate and single certificate;

(4) Having a legal and valid household registration certificate or a valid residence certificate;

(5) Have a good willingness to repay, and have the ability to repay the loan principal and interest in full and on time.

Second, the loan risk.

(1) The agreed interest is seriously inconsistent with the actual interest. Because you signed the contract before the loan, but after the loan, you found that the actual interest was much higher than the agreed interest.

(2) The company that handled the mortgage loan closed down, the deposit and the real estate license could not be recovered, and the mortgage registration could not be revoked, which made it impossible to buy or sell real estate and make loans.

(3) The agreed interest rate is very low, but there are many other expenses (such as deposits and handling fees).

(4) Find a private person to handle the loan, and the money has been paid off after the maturity, and the lender does not cooperate with the cancellation of mortgage registration, or requires additional fees.

(5) Many "dirty" companies want your house, not profit.

Third, because of the so-called low risk and high profit, many private mortgage loans are now handled by many lending institutions. If there are more institutions, the market will be chaotic, and various problems will emerge one after another, and there will be many routines. Is private loans really not suitable for loans? No, after all, not everyone who needs funds can borrow money from the bank. Private loan companies have solved the problem that many enterprises and individuals urgently need money.

This is the end of the introduction about what companies lend well and what loan companies lend well. I wonder if you have found the information you need?