The bank!
Second, what are the reliable lending platforms?
The loan platform is reliable: the reliable audit of the loan platform should be stricter. Bank loans are the most reliable, but the probability of passing is not high. Other relatively reliable loans are online loans with higher interest rates, such as Gitzo. Put on music or get a loan. At present, the mainstream is Alipay's borrowing, WeChat's micro-lending, Baidu's degree is small and comprehensive, and the interest rate of big platforms is low, so the approval rules will be slightly stricter. Yitong is an unknown small platform, but the interest is very high. Loan application conditions with high pass rate: 1, at least 20 years old: if you only have an ID card, the amount is generally 5000-500002; If you are over 20 years old, the amount is generally 1- 15W. The longer the credit card is used, the greater the amount, the lower the debt, and the amount given by the platform. 3. At least 20 years old: there is a mortgaged house with a repayment period of more than 6 months, and the amount is generally 10-20W. The longer the mortgage repayment time, the greater the monthly payment and the greater the approval amount. I have engaged in bank credit for many years. If I want to apply for 1-20W myself, which online platforms are more formal and easier to apply for? On the whole, Baidu (Xiaoman) is a platform with high pass rate. The credit line is the highest and the interest is low. I have a car loan and gave me a credit line of 9.5W, which I recommend to my colleagues as a direct credit line 18W. If there is demand, the degree is small and complete-there is money to spend, big brands are reliable, interest rates are low and trustworthy. If you have money to spend, you can borrow money easily. The maximum loan amount is 200,000 yuan, and the daily interest rate is as low as 0.02%. Lending in 3 minutes at the earliest. The specific amount depends on personal assessment!
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment. Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies. 360 IOUs, with a maximum loan of 200,000! Click online measurement
Staging music can be borrowed up to 50 thousand! Click online measurement
3. Is there any trustworthy loan software?
If you are already a user of China Merchants Bank and have downloaded the mobile banking APP of China Merchants Bank, you can try to apply through this interface by logging in to mobile banking and clicking My-All-Loan-I want a loan. , try to apply for a credit card.